The Loan Broker Program
Yes -- Now you can arrange residential loans and commercial loans without a license and without experience!
THE NUMBER ONE FINANCING REQUEST IN EVERY STATE!
AT LAST! An easy-to-follow, step-by-step program that will teach you how to prepare Fannie Mae loan packages. A Fannie Mae loan package is the standard mortgage loan application package used by lenders throughout the country today. These lending institutions sell their mortgages to the Federal National Mortgage Association, better known as the Secondary Market, who then sell their mortgage-backed securities on Wall Street. Our training manual will take you step-by-step through the entire underwriting guidelines in preparing Fannie Mae loan packages. Each and every form will be specifically outlined and described with easy-to-follow instructions. YOU WILL LEARN HOW TO PROCESS LOAN REQUESTS THAT ARE IN THE GREATEST DEMAND IN EVERY STATE TODAY! AND NOW YOU CAN DO IT WITH NO LICENSE AND NO EXPERIENCE.
A LOAN BROKER can easily earn $100K/year. Be your own boss or our associate. Free consultation. Earn more in one month than some earn in one year... We'll show you proof of income. NO EXPERIENCE NEEDED. Wes-State Mortgage, Inc. - SINCE 1976
YOU WILL BE A REALTOR'S DREAM COME TRUE!
Are you aware of how many houses are sold each month in your city? If you contact your local real estate multiple listing service, you will be astonished to find out how many houses are sold in your city each and every month. Two or three hundred houses for a city of 100,000 population is average. The realtors who sell these houses must help arrange financing for their clients in order to have their sales closed. Can you imagine what an asset you would be to realtors for their sales? Only a few realtors referring their sales to you can mean 10, 20 or 30 clients per month, which in turn CAN MEAN $2,000, $4,000 OR $8,000 PER MONTH EARNED AS A RESIDENTIAL LOAN BROKER. Some residential loan brokers today are processing $1,000,000 in loans per month and at only 1% loan fee, the earnings would be $10,000 per month. You can earn from 1% to 3% of the total loan amount of each deal closed.
THAT'S ONLY THE BEGINNING OF THE HUGE FEES THAT CAN BE EARNED WITH THIS PROGRAM!!
START WITH MINIMUM INVESTMENT!
Our program is designed to operate with a MINIMAL OUT-OF-POCKET EXPENSE AND INVESTMENT TIME. In fact, all you really need to get started immediately is a telephone, an address, and our complete program which includes easy-to-follow, step-by-step instructions and camera-ready forms that you can use to reproduce. An example of each form is completely filled out and explained in detail so that you can fully understand each and every part of it.
REAL ESTATE - THE AMERICAN DREAM!
Owning a home has been a dream and major goal for every American family and residential loan requests are in bigger demand today than ever before. THERE HAS NEVER BEEN A BETTER TIME TO ARRANGE REAL ESTATE LOANS THAN TODAY! Since interest rates are lower than they have been in a long time, more homes are being sold and more residential starts in new housing construction is evident throughout the country. Realtors, builders, developers, buyers, and sellers will ALL be needing your service. A GREAT DEAL OF MONEY IS WAITING TO BE MADE BY SOMEONE LIKE YOU. The Residential Loan Broker Program can mean enormous profits and a huge success for you. You can get in on the ground floor of this high income opportunity now.
WHAT KIND OF FINANCING CAN YOU ARRANGE WITH THIS PROGRAM?
first and second mortgages
15 or 30 year fixed rate loans
up to 95% loan-to-value financing
adjustable rate mortgages
refinancing existing homes
condominiums
one to four family homes
residential: owner occupied
residential: non-owner occupied rental properties
loans for the purchase of foreclosed properties
You will learn how to prequalify loan requests in only a few short minutes. Our program will teach you the basic formula used by Fannie Mae underwriting lenders. ...And, are you a homeowner and need financing, or are you in the market of purchasing one to four family homes? You will be able to arrange your own financing and save!
Mortgage rates are lower today than they have been in a long time. All of the homes that have been built and/or purchased are financed at a higher rate than you can obtain today. Even at two percent interest savings on a $75,000 mortgage can mean savings of as much as $125 per month on mortgage payments. That is approximately a $45,000 savings over the life of a 30-year fully amortized mortgage. This simply means that millions of homeowners are just waiting to refinance their homes so that they can enjoy the savings on their mortgage payments.
OUR PROGRAM INCLUDESNO LICENSE, NO EXPERIENCE ANDMULTI-STATE FUNDING CAPABILITIES!
Our complete easy-to-follow, step-by-step instruction manual includes absolutely everything needed to get started immediately.
1). Glossary -- Terms and abbreviations most commonly used in real estate.2). General overview of The Residential Loan Broker Program.3). Setting up your office -- can be done at home.4). Choosing a business name.5). Registering your new business.6). Code of ethics.7). Stationery and business cards.8). All forms needed to submit a residential loan request.
A). Residential Loan ApplicationB). Request For Verification of EmploymentC). Request For Verification of DepositD). Loan Processing ChecklistE). Lender Guideline SheetF). Schedule of Real Estate OwnedG). Fee AgreementH). Credit Report AuthorizationI). Loan Submission Form
9). Residential loan organization guide.
A). Loan-to-value ratiosB). Prequalifying clientsC). Conforming loan amountsD). Usable income and verificationE). Qualifying ratiosF). Amortization chartG). Calculating PITI payments
10). How to determine the amount of loan a client qualifies for.11). Private mortgage insurance.12). Samples and detailed explanations for completion of forms.13). How to find borrowers.
A). Newspaper advertisingB). Word-of-mouthC). RealtorsD). Direct letters
14). How to find lenders.
A). Our Residential Lender Directory lists the major lenders that fund the following type of loans: confirming, non confirming, credit problem, home equity, high LTV, and more.B). Lending sources in your communityC). Direct letters
15). Processing a loan request.
A). MarketingB). Documentation needed for a loan submission
16). How much can you charge?17). Loan closings.18). Lien instruments.
A). What is a mortgageB). What is a trust deedC). Difference between the two
We are proud to include the following testimonialsfrom people who have registered with our program.
"I can't say enough about how much I like your program. It is easy to understand!" -- G.J., Little Rock, Arkansas
"I would like to take this opportunity to thank you for sharing your knowledge and resources of the mortgage business with me. It is because of people like you that make America what it is today." -- M.M., Rapid City, South Dakota
"I must tell you this, I have seen a lot of written training materials and I have been involved in preparing similar material myself, and your brokerage package is excellent. I am truly impressed!" -- W.M., Westville, Indiana
ARE YOU SINCERE IN IMPROVING YOUR FINANCIAL POSITION? Whether you are after $2,000.00 per month part-time, or $5,000.00 - $8,000.00 and up per month full-time, THIS UNIQUE EXCITING BUSINESS OPPORTUNITY CAN CHANGE YOUR LIFE! Residential loans are the number one loan requests in the United States today! Here is your chance to grab your share of the HUGE PROFITS AVAILABLE in this BIG DEMAND broker business. Take advantage of our professionally compiled program today!
http://www.thenoteservice.com
